Help! I’ve Fallen and Need Long-Term Care! Featuring John Massolio!

“Help! I’ve fallen and I can’t get up!” A punchline to many in youth but an area of concern to our older generation and no laughing matter for many. As we age and our bodies become more susceptible to disease and injury, we need to have not only health insurance, we also need to have plans and / or a policy to cover a long-term care event. Enter our guest for this segment John Massolio. He is the Founder of Brass Ring Financial Solutions and is a consultant to financial advisors, independent insurance agents and regional marketing organizations. He was in studio today talking about how to plan for a long-term care event.

Long-term care is an extended period of time that you as an individual may need to cure or heal from an infliction. This entails help with eating, bathing, dressing amongst others, essentially the basics of living. No longer will you be able to prepare a meal, take out the trash, or talk on the phone and the cost of replacing these services can average over $200/day. With as many as 3 in 4 expected to experience a long term care event in their life, it is imperative to have planned for this situation ahead of time.

John speaks about the aging population and how with many Baby Boomers retiring, the demand for this type of service is skyrocketing but that many are still in the dark on the topic and he works to educate them on this resource. You cannot rely on Medicare to pay for these expenses and in situations where you are without resources and need to rely on Medicaid, the wait is long and the services inadequate and uncomfortable for so many. You must set aside resources and time to purchase a policy that covers long-term care.

Long-term care starts in the home via a caregiver then proceeds to a community and then facility as the final stages. As the stages progress, so does the cost. Think about the care that your care has on your loved ones too. The time they invest to assist you takes from their ability to care for their family and earn a living. Inadequate planning puts a burden on others in addition to yourself. It impacts your business too. Can your business survive without you there? These are points to consider and John recommends that you do so at age 50.

In addition to this service, John and his company specialize in much more ranging from insurance products to annuities and more! Learn more about him at or call him today at 813-651-0025 and catch this interview and many more entrepreneurial and professional discussions at http://www.thatyotubechannel.comFind us on iTunes too here and please subscribe to help the brand grow!


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